gobbledonk Posted August 4, 2011 Report Share Posted August 4, 2011 I have a Mastercard 'Debit' card through my bank here in Oz, and I can use it as a 'Credit' card when paying for things like airfares. I recently paid for an airfare with BA using said card, checked my Netbank and the transaction was listed as 'Pending'. No problem, but when I checked my account today there was no indication that the money had been deducted from my account - my 'Available Balance' was the same as it would have been prior to the 'credit card' transaction. My experience in the past with my debit card is that the bank pays Mastercard, puts a hold on the funds in my account, and makes the deduction in its own sweet time. In this case, there is no record at all of the final 'deduction' from my account. Had I withdrawn the balance, I'm sure I would have been hit with an Overdraft fee when the mystery transaction eventually comes through .... Has anyone else experienced similar weirdness ? No problem when it works out in my favour, but I'd be less than thrilled if it went the other way. Link to comment Share on other sites More sharing options...
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