cavanami Posted March 9, 2013 Report Share Posted March 9, 2013 WTF... It is like trying to get a Thai credit card, from a bank, or wherever...what a hassle! I'm use to the USA where just about on the day your born, you get a credit card!! Have already been denied at SCB...idiots!!! Now trying Krungsri Bank, Aeon and Citibank. I had to provide...passport, work permit, copies of bank books, letter from the company certifying my salary, partridge and a pear tree. Then it is an hour as they are phoning back to the main office. Aeon copied my entire passport, blank pages and all. TIT Link to comment Share on other sites More sharing options...
Mekong Posted March 9, 2013 Report Share Posted March 9, 2013 Surprised at SCB I had no problem obtaining a Credit Card from them, 15 minutes completing the form with customer services Photocopy of Work Permit and Passport details and visa page and it was issued within one week. Different branches different rules I assume. Link to comment Share on other sites More sharing options...
dean Posted March 9, 2013 Report Share Posted March 9, 2013 Would Thai banks have access to any of the 3 credit agencies (Equifax, etc) that are used by financial institutions in the U.S.? If not, what do they use to determine credit worthiness? Link to comment Share on other sites More sharing options...
Mekong Posted March 9, 2013 Report Share Posted March 9, 2013 Bank Balance and proof of income. Most banks offer debit cards and even SCB "Credit Card" is basically a debit card your credit limit is based upon money in the account Some companies (Avis Car Rental) don't accept debit cards and need CC Link to comment Share on other sites More sharing options...
Flashermac Posted March 9, 2013 Report Share Posted March 9, 2013 Most ATM cards these days in fact are debit cards. Link to comment Share on other sites More sharing options...
cavanami Posted March 10, 2013 Author Report Share Posted March 10, 2013 Now, it appears the card limit is based on your salary. Minimum salary to get accepted for a card varies, bank to bank. SCB: 100,000 Citibank: 80,000 For sure, the "rules" vary from local branch of the same bank. TIT Link to comment Share on other sites More sharing options...
cavanami Posted March 10, 2013 Author Report Share Posted March 10, 2013 Checking the Kasikorn website, it looks to be a slam dunk to get a credit card... 50,000 per month salary (which is about the minimum a farang must get paid to keep a work permit?). I will find out tomorrow (Monday). I applied at Aeon, but they want 500 Baht/year for their gold card. They do give 3~5% back on purchases at Lotus and other stores. Link to comment Share on other sites More sharing options...
huumlaar Posted March 10, 2013 Report Share Posted March 10, 2013 Citibank and Krungsi Ayuthiya both gave me gold credit cards and I wasn't on an expat allowance or salary. I got a higher credit limit, (not a debit limit) than some Thai friends applying same time, so it's a "real" credit card. Link to comment Share on other sites More sharing options...
WorldFun Posted August 12, 2013 Report Share Posted August 12, 2013 apparently thais get CC just like in the US, but alas foreigners have to jump the usual hoobs. problem solved: let your wife/gf/whore get a CC & get a secondary card off her (with your name on...all you have to do is sign your name) lol. apparently thais dont even need certified income or anything just ask for a CC & one will be given ... or rather several will be thrown at you so cavi did u get a card or more? p.s. avis accepts debit cards just not thai card, but foreign ok. just need to sign additional papers Link to comment Share on other sites More sharing options...
The_Munchmaster Posted August 12, 2013 Report Share Posted August 12, 2013 I had to provide...passport, work permit, copies of bank books, letter from the company certifying my salary, partridge and a pear tree. How did you manage the partridge and the pear tree, tricky I would of thought? Link to comment Share on other sites More sharing options...
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