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Kasikorn Atm Question


gobbledonk

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Hi All,

 

It's been a while ....

 

- what is the current MAX amount you can withdraw from a Kasikorn ATM in a single transaction ?

- is the Thai bank ATM fee still 150 baht or has it gone up ?

 

I have some notes on what it has cost me per transaction previously (my own bank gouges me each time I make an ATM withdrawal OS), and I'm seriously considering (cough, splutter) travellers cheques next time.

 

Thanks,

 

Gobble

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You must mean a foreign account. Kasikorn charges me nothing to withdraw from my Thai account. (I almost never do though. I live off of a Bangkok Bank account.)

 

I think the daily limit is 20,000 from an ATM.

 

I have debit cards, which I think means there is no limit (which is why you don't keep that much in the ones you use as credit cards).

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Krungsri (Sp??)....the Yellow machines ........will issue 30 notes at a time...i.e. 30k.....and they only charge 10 Bt fee (good deal)...Edit ...sorry....On Local a/c's....not Overseas

 

Unless you change it, K Bank has (I believe) a 40k daily limit on withdrawals

 

Sorry Flash...I disagree....K Bank does not charge a fee IF you withdraw from your own Branch....or City...AFAIK

If you withdraw from an ATM in another City, I think they charge 15 Bt per transaction

 

Gobble....here's a plan

 

Next time you are here...open a FCD a/c (Foreign Currency Deposit)...in Oz $$....and also a local Thai a/c

 

That way you can t/fer from Oz...into the FCD......and not get gouged on exchange rates.....Leaving your bulk funds in Oz $$ to tip into your Thai a/c as & when needed...but more importantly....when the exchanged rate is most favourable

 

I find this works well for me.....

Just think about it....6 mths ago Oz $$ was 31.5 / Bt....now 30.3... TT rate

 

down 1.2

If you were to t/f 30,000 AUD....it means a diff of...36,000 Bt....BUT...if you sit it in an FCD....you only lose if you convert when things are down...

Sit & wait....if you really need some cash....convert the min you need to get through

 

Cheers DC

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Could be there's a fee in other cities. Only place I've used my ATM card in several years in either Bangkok or Nonthaburi. Never been charged a satang. Can't remember if I was charged anything in Chiangmai.

 

Still, it is much better than in the early '90s, when a Bangkok card was only good in Bangkok. A friend almost got himself stranded when he drove to Phuket and found out his Bangkok Bank ATM card was not recognised even by the Bangkok Bank! :p

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Thanks for the advice, DS - I have copied to my 'finance' folder for next year :)

 

Flash, its hard to believe that the Thai banks were so backward as recently as 'the early 90s'. Little wonder the currency crisis hit hard - all those carrier pigeons flying between branches must have been dropping out of the sky ;)

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