think_too_mut Posted November 13, 2003 Report Share Posted November 13, 2003 Today, I had to fill a form for health insurance (in Japan). The very first line, after my general details was - spouse`s name and nationality (means, who she is and where she is now). My understandig was, even if she is in Thailand, she`ll be covered with my policy. The insuring company is a large multinational, has presence in LOS. Does it mean anything in Thai, really? Expats with their corporate coverage, have you seen any benefits from similar policies? The price is, about 500US$ per month, for employee and his family. Link to comment Share on other sites More sharing options...
ThaiHome Posted November 14, 2003 Report Share Posted November 14, 2003 I have the corporate medical insurance and it covers my wife and myself anywhere in the world. It has a US$500 per year deductible. Because of this I have never bothered to file a claim as it has to be pretty serious problem to reach the level in Thailand. Other parts of Asia are not near as cheap. I keep it because in other parts of Asia, medical can get expensive, in China, expat level care is as much or more the in the US. US$500 a month sounds very high for the premium. My policy is only US$160 a month for the medical part (company pays US$110 of it). TH Link to comment Share on other sites More sharing options...
think_too_mut Posted February 17, 2004 Author Report Share Posted February 17, 2004 >US$500 a month sounds very high for the premium. Finally got the insurance papers and cards today. No idea how much it is but could be more than 500$ per month. Of Thai hospitals, there are 5 in BKK (Bumrugrad included, direct billing, no claim forms) and one in Chiang mai, Chiang Rai, Pattaya, Phuket, Khorat... This is what's covered anywhere in the world (% says how much we pay) - look, I can even attend alcholic teherapy for free! :: AMBULANCE - GROUND AND AIR 0% ACUPUNCTURE 0% ADULT PREVENTIVE: ADULT ROUTINE IMMUNIZATIONS 0% ADULT PREVENTIVE: ROUTINE PHYSICAL EXAM 0% CANCER SCREENING: ROUTINE LEAD, MAMMOGRAM, PAP, PSA, COLORECTAL SCREENING 0% CARDIAC THERAPY 0% CHEMOTHERAPY & RADIATION - INPATIENT & OUTPATIENT 0% CHILD PREVENTIVE CARE: AGE 1 THRU 6 0% CHILD PREVENTIVE CARE: AGE 7 THRU 17 0% CHILD PREVENTIVE CARE: BIRTH TO AGE 1 0% CHILD PREVENTIVE IMMUNIZATIONS: DELAWARE MANDATED 0% CHIROPRACTOR 0% DENTAL: BASIC RESTORATIVE, ENDODONTICS, PERIODONTICS, ORAL SURGERY 20% DENTAL: DIAGNOSTIC GENERAL/PREVENTIVE, X-RAYS 0% DENTAL: MAJOR RESTORATIVE, PROSTHODONTICS 50% DENTAL: ORTHODONTICS 50% DIAGNOSTIC X-RAY 0% DIAGNOSTIC LAB 0% DIALYSIS 0% DURABLE MEDICAL EQUIPMENT 0% HOME HEALTH CARE 0% HOSPICE 0% HOSPITAL/FACILITY - INPATIENT ROOM & BOARD, ANCILLARIES 0% HOSPITAL/FACILITY - OUTPATIENT ACCIDENT 0% HOSPITAL/FACILITY - OUTPATIENT SICKNESS 0% HOSPITAL/FACILITY - OUTPATIENT SURGERY, BIRTHING CENTER 0% INFERTILITY 0% INFUSION THERAPY 0% MEDICAL - PHYSICIAN VISIT/ATTENDANCE 0% NEWBORN - ROUTINE NURSERY 0% ORTHOTICS 0% PRE-ADMISSION TESTING 0% PRESCRIPTION DRUGS 0% PROSTHETICS 0% PSYCH/ALCOHOL/DRUG - INPATIENT PHYSICIAN ATTENDANCE 0% PSYCH/ALCOHOL/DRUG - INPATIENT ROOM & BOARD, ANCILLARIES 0% PSYCH/ALCOHOL/DRUG - OUTPATIENT TREATMENT 0% SKILLED NURSING FACILITY 0% SURGERY/ANESTHESIA 0% THERAPY: OCCUPATIONAL, PHYSICAL, SPEECH, PHYSIOTHERAPY 0% TMJ 0% VISITING NURSE 0% Link to comment Share on other sites More sharing options...
Guest Posted February 17, 2004 Report Share Posted February 17, 2004 I'd go for that visiting nurse option myself Link to comment Share on other sites More sharing options...
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